In the United States, car insurance is required in 48 states. The other two, New Hampshire and Virginia, require residents to either prove they’re capable of paying for liabilities caused by their driving or pay annual fees instead. Here are a few things you should know about SR-22 in Mundelein IL.
What Is SR-22?
Most insurers and sources of insurance-related information refer to car insurance as SR-22. However, the two aren’t interchangeable. SR-22 is simply a legal document provided by the state you live in that indicates your current vehicle is covered by vehicle liability insurance for all high-risk drivers. Every state requires a minimum dollar amount of coverage, which your SR-22 document will indicate you are in compliance with.
Reasons Why SR-22 Documents Are Required
Not everybody, of course, is considered a high-risk driver. The following are common reasons why you might be required to file for an SR-22:
• Having failed to pay child support.
• Having had a revoked or suspended driver’s license.
• Receiving an excessive amount of civil traffic violations.
• Having caused an accident before without having insurance.
How Do People Get SR-22 Documents?
Usually, the first step involves contacting your insurance provider. From there, you’ll be required to pay more money for a souped-up, higher-liability policy that’s required by your state of residence. Your insurance company will take care of all legally-required filings tied to SR-22 documents and high-risk drivers.
Visit Alamoinsurance.us for Our Help
We’re Alamo Insurance & Financial Services – visit us website for more info – and we’re trained to help you get an SR-22 in Mundelein IL as cheap as possible.
