Nowadays, buying a car isn’t as hard as it used to be before. Several banks and other financial institutions are always willing to help you drive the car of your dream. However, regardless of the financing options, you used to acquire your car, you will have to insure it before driving out of the showroom. Fortunately, some auto dealers will go the extra mile and offer you insurance covers. Buying car dealer insurance saves your time. But before you do that, there are some things you need to know.
First, you should understand how the insurance rates are calculated. On many occasions, car dealer insurance is determined by a number of factors. These factors may include:
• The driver’s past experience
• Drivers credit score
• The geographical location where you drive regularly
• The driver’s insurance history
Once you’ve understood how the rates are determined, you now need to inquire about discounts. More often, the car dealers will offer affinity discounts to their customers. Plus, if you have successfully completed your defensive driving course, the car dealer will be obliged to offer a defensive discount. This will really work to your advantage.
Last but not least, you need to check whether the car dealer is offering optional insurance coverage. Other than the usual liability and collision package, the dealers may offer other optional coverages such as medical covers and rental reimbursement.
At Auto Dealers Insurance Group, we offer the best car dealer insurance in Bridgeview, IL. For more assistance, please don’t hesitate to contact us or visit our website.