insurance providers in Chicago. The Department of Motor Vehicles may require an SR-22 document, which is another name for a Certificate of Financial Responsibility. The document verifies you have vehicle coverage as required by the state of Illinois. Once you obtain this special certificate, you may be eligible for reinstatement of your driving privileges.
Why You May Need an SR-22
There can be a number of reasons you would need to find SR-22 insurance providers in Chicago. Most of the time, one of these is a factor:
- Numerous traffic offenses in a short time period
- Serious moving violations, DUIs or DWIs
- A suspended or revoked license
- Violations for failure to maintain mandatory coverage
If you are required to get an SR-22, you will be notified by mail. The notice may come from the traffic court directly or from the Department of Motor Vehicles. You will have to pay extra for the certificate and fees do vary between insurance providers and agencies.
Terms of an SR-22
In most instances, you’ll have to maintain SR-22 insurance for about three years. You cannot let the policy lapse or SR-22 insurance providers in Chicago are legally required to notify the DMV. If you allow it to lapse, your license will be suspended until it has been reinstated. However, once you have met the obligations for the amount of time prescribed, the requirement will be removed. An insurance professional can explain the level of obligation you have and any time limitations that are imposed.
Do you need to find SR-22 insurance providers in Chicago? Visit Illinois Automobile Insurance Agency to speak with a professional today. You can also connect them on Facebook.