Although insurance fraud is not a violent crime, it is still typically a felony offense. There are two broad categories of insurance fraud, with hard fraud considered a more serious offense than soft fraud. A person arrested and charged with insurance fraud may need to apply for a Professional Bond in Bartow from a bail bonds agency to be released from jail before trial.
Hard Fraud
In hard insurance fraud, a person or more than one person schemes to pretend that a crime has been committed so they can reap the money paid on the claim. An example would be staging a burglary and claiming that thousands of dollars of valuables have been stolen.
Soft Fraud
Soft insurance fraud is defined as exaggerating a valid claim, misrepresenting the facts of what happened or not admitting responsibility for an incident. For instance, a vehicle owner may claim that someone caused damage to the car and then left the scene, when in fact the vehicle owner actually caused the damage by backing into a utility pole.
Not Victimless Crimes
People who commit these crimes may view the offenses as victimless, but insurance fraud hurts consumers. Insurance companies set premiums higher to offset higher rates of claims. Someone arrested for insurance fraud may need a Professional Bond in Bartow to be freed from jail.
Arson
One of the more serious cases involving insurance fraud is when the owner of a building sets fire to it in order to collect the insurance. The fire is intended to be viewed as accidental. This crime, known as arson, is viewed as very serious because fire has strong potential to spread to other properties and to cause injuries and fatalities. The person who set the fire may not have intended the blaze to get out of control, but fire can be extremely difficult to manage. Bail for arson charges can be set very high; a judge might set the amount at $250,000.
Contacting an Agency
No matter what the situation, the defendant’s family should not hesitate to Contact Zona Long Bail Bonds to ask questions. They can find out the fee for the service and learn whether their application is likely to be approved.